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Category Archives: Mortgages
If you are a struggling single mother and are currently trying to qualify for a mortgage, then the following article on rent to own homes for single mothers will be an extremely valuable piece of information.
Traditionally, required you to apply for a fixed rate mortgage directly from the bank and required a down payment, along with having good credit. Before the subprime mortgage meltdown, this was actually a viable way to purchase a home because many mortgage lenders didn’t care to check credit and even approved mortgages based on no doc loans. It was much easier to qualify for a mortgage then, but now, times have certainly changed.…
There are mainly two things that can save your home from foreclosure. One is loan modification and the other is mortgage refinance.
Refinancing helps not only in saving your home but also in saving money against the payments on your home loan. So, if you think that you are in serious financial stress and if you are sensing that you may ultimately default on your home loan payments, it is better to try and refinance your home loan now.
Things To Consider Before Refinancing
Mortgage refinance helps in lowering the interest rate on your home loan and may also be able to extend the loan term.…