How To Get A Grip on Your Finances


Single parents often face a struggle trying to make finances stretch far enough to cover the basics, let alone anything extra. According to one article the majority of babies currently are born to single women under the age of 30.

At this age not all women are in fulfilling or high paying careers and may need assistance finding ways to make ends meet. Traditional money management techniques are helpful with some excellent ideas found through various online resources. Finding and utilizing additional funds however can be difficult and many single parents may not feel they have enough to even manage, however the opposite is true and it always helps to uncover leaks.

Attending college is one way to increase income in the long run however it requires commitment. FAFSA and other need based grants, loans such as those found through the Stafford Loan Program and additional housing, babysitting, energy and food supplementation is also available. Most states offer an inexpensive or free health insurance program for children. The Supplemental Nutrition Assistance Program helps parents cover the cost of feeding children with dollar amounts being determined by income and expenses. If you are facing an emergency situation many states have an expedited filing where food and other supplement services can be obtained within days.

Planning a budget and setting priorities is of the utmost importance whether working with large or small amounts of money. Setting a small amount back to cover emergencies and unplanned expenditures will provide some security for both parents and children. Finding inexpensive ways to have fun, such as a regular game night, creates a close family bond while teaching children your own values and how to enjoy themselves without spending a lot of money.

Finding methods to improve your life and that of your children will help single parents become more optimistic and see a way out of bad circumstances. Sometimes a simple boost and a plan is all it takes to turn things around and create a positive future. Better health which comes through proper nutrition is vital to having enough energy and feel good enough to begin to emerge to a new beginning.

One of the best ways to improve finances and lifestyle long term is to attend college. Local community colleges, online colleges and universities all offer students loans, grants and scholarships to help them attend school. These help cover living, childcare, books and courses as well as a multitude of other expenses. The schools have counselors who are trained to help find the best help for each individual and situation. Some include jobs through the school itself which can be worked around the course and family schedules.

About Georgetta Mills

Georgetta Mills is an avid blogger in the grants, scholarships, and education space. She enjoys helping others find solutions to their problems.
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One Response to How To Get A Grip on Your Finances

  1. PRECIOUS says:

    TO WHOM IT MAY CONCERN, I, PRECIOUS VIRGINIA OWE A BALANCE OF $1,700 TO PEPPERTREE APT THRU HUD IM HOMELESS RIGHT NOW,CANT APPLY FOR LOW INCOME HOUSING AUTHORITY DUE TO THE IN DECK BALANCE STRUGGLING WIT MY SON WHOS’ 8MONTHS I JUST NEED ASSISTANCE FOR ME &MY SON TO HAVE A SAFE &STABLE HOME.I CRY OUT ITS HARD FOR A SINGLE YOUNG MOTHER.ANY CONCRENS OR RESPONDS CONTACT ME @

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