Available federal grants for single mothers are typically those for mothers who would like to get a degree or continue their higher education studies.
These federal grants for single mothers are awarded in the form of money that should be used solely by single mothers for paying their school tuition fee, as well as other school-related expenditures.
Because the grants are geared towards paying for single mothers’ educational expenses, they are much like scholarships, with the exception that scholarships are awarded based on academic merit, while federal grants for single mothers are granted as financial assistance above all.
As with all other types of grants, federal grants for single mothers are basically gifts in the form of money and you should exclusively use the money to pay for school-related expenses so that you can finish or get a degree that will ultimately help you in building a better future not only for you, but especially for your child. Single mother educational grants can come in smaller or larger amounts and ideally, you should apply to every educational grant that you are eligible for.
Federal Grants for Single Mothers
The Pell Grant
This is a federal educational grant for all students, as well as single mothers that offers around $400 to as much as $5000+ of grant money to qualified applicants. Qualifying for the Pell Grant is of the utmost importance when you are applying for single mother grants for education because you have to qualify for a Pell Grant so that you will be eligible to apply for other federal grants for single mothers.
The FSEOG or Federal Supplemental Education Opportunity Grant is awarded to all undergraduates, including single mothers with proven, exceptional financial difficulties. Recipients of the Pell Grant that have the lowest EFCs or expected family contributions will usually be first considered for the FSEOG. With this federal education grant, you can receive around $100 to as much as $4,000 annually which will be dependent on your financial requirements, the time you apply, your school’s financial aid policies and the funding your school receives.
The ACG Grant
The ACG or Academic Competitive Grant is available for all full-time undergraduates, which includes single moms who are qualified for the Pell Grant and who have finished a competitive high school program that is established by a local education agency or state and is acknowledged by the SOE or Secretary of Education. With this educational grant for single mothers, you can receive as much as $750 during your 1st year in your undergraduate studies, to as much as $1,300 during your 2nd year. It is important to note though that ACG recipients in their 2nd year are required to maintain a GPA (grade point average) of 3.0 minimum to continue receiving grant money.
The TEACH Grant
The TEACH Grant or Teacher Education Assistance for College and Higher Education Grant was first implemented in 2007 as part of the College Cost Reduction and Access Act of 2007. This federal education grant can award as much as $4,000 of grant money annually to all students, even single mothers, who are intent on teaching in private or public secondary or elementary schools with students coming from families with low income.
The National SMART Grant
The National SMART Grant or Science and Mathematics Access to Retain Talent Grant is a federal grant that is awarded to all students and single mothers with exceptional academic merit intent on obtaining a degree in science, math, engineering, as well as other acknowledged foreign languages vital for homeland security. Federal grants for single mothers like this are available during the student’s 3rd year and 4th year in college and can endow recipients with up to $4,000 yearly.
The Importance of FAFSA to Educational Federal Grants for Single Mothers
As with all students looking for federal education grants and not only with single mothers, the Free Application for Federal Student Aid or FAFSA is the primary requirement for students applying for all federal grants such as the Pell Grant, the FSEOG, the ACG Grant, the TEACH Grant and the National SMART Grant.
As opposed to the application process of non-federal education grants where the process vary depending on the initial requirements of the grantor, the first step in applying for federal education grants is the completion of the FAFSA.
The FAFSA form may be filed in three ways. The first one is to accomplish and then send the form online, the second is by downloading the form, completing it and then sending the form in PDF format and the third is by requesting a hard copy of the FAFSA form, accomplishing it and then sending it by snail mail to the indicated address on the form. FAFSA is completely free of charge so you shouldn’t have to pay a dime in order to access it online, download it or request it.
In general, an hour or more of your time should be allotted for reviewing, accomplishing, and checking the FAFSA form before you send it in since it is a crucial form required in your grant application process. Likewise, before sending in your accomplished FAFSA form, be sure to include all the required accompanying documents which include W-2s, social security information, and bank account statements.
More importantly, the majority of federal grants for single mothers, as with all federal grants for different purposes, are granted to a limited and predetermined amount of applicants who applied first because of the first come first served policy. In this context, you should submit your FAFSA form in the earliest time possible to increase your chances on being qualified for federal grants for single mothers.