Finding college grants for single mothers can sometimes be frustrating – and rightfully so – as you can’t just qualify for every single grant out there.
There are special grants for everybody and finding the takes patience and time. When you are researching your options and opportunities, you must have patience and determination, because if you don’t, you’ll feel as though you are getting nowhere at the first sign of failure. And remember – you won’t qualify for every single grant or scholarships for single mothers out there…it’s just not how it works. So you must accept the fact that you’ll win some and lose some. However, you will qualify for many of these grants, depending on which state you live in because each state is different and has various grants and opportunities (along with federal grants). And government loans will kick in and give you an affordable loan to take car of the remaining tuition costs. Government student loans are fairly easy to get and the great thing about them is this:
- They are fairly easy to qualify for if you meet their financial assistance qualifications and can prove financial hardship
- You don’t have to start paying the loan back until after you graduate
These are just two of the cool things about government loans that you should know, if you even need them. Some single mothers have their entire education paid for through scholarships and grants, never needing a government loan.
So what kind of college grants for single mothers is out there?
Federal College Grants For Single Mothers
In case you don’t know about this particular federal grant, it’s called the PELL grant. It helps over 5.4 million part and full time students nationally. It’s named after the U.S Senator Claiborne Pell of Rhode Island. These federal grants are awarded to students who have not completed their first bachelor’s degree and are in need of financial assistance. Institutions that participate in the federal pell grant program issue the payments to the school directly or to the student and in most cases it’s a combination of both, or either it goes directly to the school.
The student’s financial need is assessed by the U.S Department of Education to determine the level of eligibility – this assessment is based on a family’s EFC. While we won’t go into too much detail on the EFC, it’s important to know that normally PELL grants are awarded to students whose combined household income is below $30,000. However, each and every case is different, so please do apply regardless of the situation you are in or how much your household income is. Although if you’re a single mother and you’re on this website, you’ll have a great chance of qualifying since you’re looking for some type of financial aid for single mothers. And the best part is this grant never has to be repaid, unlike a loan. For the year 2010-2011, the maximum amount you can receive is around $5,500 and the amount you receive will vary, as it’s based on your financial need. There are many other federal grants that you may qualify for as well, besides the PELL.
Other Types Of College Grants For Single Mothers
The other types of college grants for single mothers which you can qualify for will vary, as each state has it’s own certain grant programs You should start by going to your local community college and speaking with someone in the financial aid department. They will be able to answer any and all of your questions.