When it comes to finding college aid for single mothers, many single mothers have a hard time finding it – if they even find any at all.
There are so many grants for single mothers available – not just for single moms, but for many minorities and small businesses – that if you look hard enough, you’ll find a grant that is made just for you. Using a college grant to go back to school (or to pay for existing school expenses and tuition, is a smart move on your part. You can drastically reduce the cost of your tuition by allowing a state, federal, or private grant pay for some, or a large chunk, of your tuition. And when it comes to tuition, every last penny counts. Today’s tuition costs are growing higher, and depending on what type of degree you’re shooting for you could end up owing thousands and thousands of dollars. And that’s where college grants for moms can play a huge part in reducing your overall college tuition debt.
What Kind Of College Aid For Single Mothers Is Available?
Well, quite a few to be perfectly honest with you. There are federal, state, and private grant opportunities available, just waiting for you to come along and apply for them. And if you’re lucky, you’ll qualify for one…or two…or three…or four…
Federal College Aid For Single Mothers
The federal college grants for moms that comes to mind and is the most popular as well as the easiest to qualify for is the PELL grant. This federal grant is available to everyone, not just single mothers. One of the coolest things about the PELL grant is you never have to repay it back. This grant is given to low income families and is provided on a needs basis. In total amount which you can receive depends on the cost of your schooling, your financial situation and your student status such as part-time or full-time. You can apply for the Federal PELL grant by filling out your FAFSA. You can contact the financial aid department at the university or college which you plan on attending and ask them for help in applying for the grant. It’s really easy, because all you have to do is apply for the FAFSA – however, a lot of students are easily confused by all of the paperwork, etc.
If you are a single mother and are considering going back to school, but are worried about how you’ll pay for college, then you need to know that with the help of grants and scholarships for single mothers, that your cost will be reduced greatly. Don’t let the cost of going back to school deter you from providing a better life for yourself and your little ones. Also, many single moms worry about not having someone to watch their children while they work or go back to school. What most moms fail to realize however, is that their are many state programs that will help you pay for childcare costs while you work and go to school, in the event you can’t afford childcare or have no one to watch your children. You must meet certain requirements, such as proving financial hardship.
While grants and scholarships may sound similar, they are quite different. A grant never has to be repaid. A scholarship, however, is based on merits.